A virtual CFO gives you senior finance leadership without a full-time salary. We produce a monthly MIS pack, a rolling cash forecast, product and customer profitability, and working capital control — and we sit in the meetings with your management, your bankers and your auditors.
Your accountant closes the books forty days after month-end and tells you what already happened. That is not a management report. It is history. We build the report that tells you what to do about next month.
Not officially. But that is when the numbers actually reach you.
Orders accepted, prices quoted, payments released — all against last quarter's picture.
One page you can read in five minutes, tied back to the bank statement, with what changed and what to do about it.
Every business is different, but the shape is consistent: one page an owner can read in five minutes, followed by the detail your finance team needs to defend it.
It always ties back to the bank statement. If the report says you generated cash and the balance did not move, the report is wrong, and we fix it before it reaches you.
In almost every business we open up, the cash is in one of four places — slow-moving stock, customers who have learnt they can pay late, tax and input credits that were calculated wrong, or an inter-company arrangement that nobody has reviewed in years.
We map your cash conversion cycle end to end: the day you pay for material against the day you get paid for the finished goods. Then we move the dates so they stop colliding.
We are not a replacement for your statutory auditor or your tax CA, and we do not try to become one. They look backwards because the law requires it. We look forwards because the business requires it.
Client names are held back for obvious reasons.
Textiles trading · ₹115 Cr turnover
Profitable on paper, ₹1.5–2 crore short every month. We mapped the gap between paying suppliers and being paid by customers, then moved the dates. Cash cycle fell 65% and vendors were paid on time within two months.
Accounting records transactions and produces statutory financial statements after the period ends. MIS reporting turns that same data into management information — trends, ratios, forecasts and commentary — delivered fast enough to change a decision. Accounting answers 'what happened'. MIS answers 'what now'.
Monthly for the full pack, with a fixed delivery date each month. Cash position is reviewed weekly for clients with tight liquidity. Quarterly, we produce a board and banker-format review.
Read access is enough for most engagements. We work with the major Indian and international accounting and ERP systems, and we can work from exports if your IT policy prefers that.
Yes. The same numbers that run the business are the numbers a lender or investor asks for. We prepare the projections, CMA data and project report, and we attend the bank meeting with you.
We help Indian SMEs raise the money, not just document the request. That covers deciding how much to borrow and in what form, preparing the project re…
Read moreProduct costing allocates every cost — material, labour, power, overhead and scrap — to the products that caused it. Most SME cost sheets stop at mate…
Read moreWe build and support two products for Indian MSMEs. Nakad handles POS billing, invoicing, customer credit limits and automated collection follow-up on…
Read moreSend us the last two years' balance sheets and the pain point that is bothering you most. We come back with things you can fix in the next quarter — no obligation, no sales deck.